Stop voting for fucking Tories

[Big D]

A kinder gentler politics

https://www.dailymail.co.uk/news/articl ... -Cook.html

To be fair the SNP have called it out, if anybody thinks this behaviour helps the SNP or the cause of Scottish Independence they are kidding themselves.

Said all along, there's been a nasty element in that debate since circa 2012.

Fair play to the SNP politicians for calling it out but they could hardly sit and not call it out.

[Paddington Bear]

They still managed to dump 48m cubic metres of sewage into our seas and rivers last year, mainly around urban areas. That’s 40% more than 5 years ago. Excuse the pun, but it’s still fucking shite

Aye, Scottish Water are a middle of the pack water company in terms of overall performance. Could almost certainly do with a bump in bills but the Government will never sign off on it which is understandable. Leaves a lot of aging assets though.

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

Amazing how there is this one magic trick that would solve everything, isn't it.

[Tichtheid]

I couldn't be arsed reading more than the first page of comments, which I've C&P below (all spellings are their own).

The Mail does all it can to pour petrol on a few flames and they got what they wanted, the SNP are Nazis, vermin, scum, IRA-led infiltrators, the people pointing fingers and shouting should have been subjected to extreme police violence.

This is the result of 25 years of Gobbelsesque hatred propaganda promoted by the SNP, condoned and encouraged by Sturgeon and her cabal!

He should have decked the first couple of them. The cops should have truncheond the rest.

If the anger & bitterness in that guys face is what Scottish Nationalism means then heaven help the Scot

Sadly these attitudes and behaviours are quite typical of the supporters of the SNP.

Scotland as a devolved goverment who set quiet a lot of laws that have a direct impact on the Scottish way of life. If its not good now independence isn't going to improve it. You need a new goverment for that & sadly SNP isn't it

The sooner they get what they crave the better. Don't need them at all...spongers.

It's more celtic shirts in Scotland. The SNP are infested with SF-1RA supporting verm1n

Vile people. Time to abolish the regional governments and control everything from London. And abolish their free prescriptions, social care and higher education.

So NS had condemned what happend. What is she going to do about it then brainwash, them even more. The saddest part is that all Scottish people are being tarred with the one brush but, to be clear, the majority despise the SNP and, we never have and, never will vote for them.

Nothing more hateful than a lefty, vile people

[Biffer]

Aye, Scottish Water are a middle of the pack water company in terms of overall performance. Could almost certainly do with a bump in bills but the Government will never sign off on it which is understandable. Leaves a lot of aging assets though.

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

Amazing how there is this one magic trick that would solve everything, isn't it.

Nope, doesn't fix it, but gives us a better opportunity to in my opinion.

[Biffer]

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

I thought your government could raise and spend its own revenue?

To a certain extent. Borrowing for capital invesent is quite limited.

[Insane_Homer]

[SaintK]

Another grifting Tory
She'll fit very nicely into Downing St

[Slick]

They still managed to dump 48m cubic metres of sewage into our seas and rivers last year, mainly around urban areas. That’s 40% more than 5 years ago. Excuse the pun, but it’s still fucking shite

Aye, Scottish Water are a middle of the pack water company in terms of overall performance. Could almost certainly do with a bump in bills but the Government will never sign off on it which is understandable. Leaves a lot of aging assets though.

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

Is there no mechanism for saying to these water companies that unless they pull back on dividends for a couple of years and use that cash to upgrade their infrastructure you are losing the contract? Somewhat simplified of course.

[petej]

I couldn't be arsed reading more than the first page of comments, which I've C&P below (all spellings are their own).

The Mail does all it can to pour petrol on a few flames and they got what they wanted, the SNP are Nazis, vermin, scum, IRA-led infiltrators, the people pointing fingers and shouting should have been subjected to extreme police violence.

This is the result of 25 years of Gobbelsesque hatred propaganda promoted by the SNP, condoned and encouraged by Sturgeon and her cabal!

He should have decked the first couple of them. The cops should have truncheond the rest.

If the anger & bitterness in that guys face is what Scottish Nationalism means then heaven help the Scot

Sadly these attitudes and behaviours are quite typical of the supporters of the SNP.

Scotland as a devolved goverment who set quiet a lot of laws that have a direct impact on the Scottish way of life. If its not good now independence isn't going to improve it. You need a new goverment for that & sadly SNP isn't it

The sooner they get what they crave the better. Don't need them at all...spongers.

It's more celtic shirts in Scotland. The SNP are infested with SF-1RA supporting verm1n

Vile people. Time to abolish the regional governments and control everything from London. And abolish their free prescriptions, social care and higher education.

So NS had condemned what happend. What is she going to do about it then brainwash, them even more. The saddest part is that all Scottish people are being tarred with the one brush but, to be clear, the majority despise the SNP and, we never have and, never will vote for them.

Nothing more hateful than a lefty, vile people

One of the main arguments for independence is that it gets you away from poisonous combination of the London media and Westminster politicians. As an added bonus first past the post as well.

[SaintK]

I couldn't be arsed reading more than the first page of comments, which I've C&P below (all spellings are their own).

The Mail does all it can to pour petrol on a few flames and they got what they wanted, the SNP are Nazis, vermin, scum, IRA-led infiltrators, the people pointing fingers and shouting should have been subjected to extreme police violence.

This is the result of 25 years of Gobbelsesque hatred propaganda promoted by the SNP, condoned and encouraged by Sturgeon and her cabal!

He should have decked the first couple of them. The cops should have truncheond the rest.

If the anger & bitterness in that guys face is what Scottish Nationalism means then heaven help the Scot

Sadly these attitudes and behaviours are quite typical of the supporters of the SNP.

Scotland as a devolved goverment who set quiet a lot of laws that have a direct impact on the Scottish way of life. If its not good now independence isn't going to improve it. You need a new goverment for that & sadly SNP isn't it

The sooner they get what they crave the better. Don't need them at all...spongers.

It's more celtic shirts in Scotland. The SNP are infested with SF-1RA supporting verm1n

Vile people. Time to abolish the regional governments and control everything from London. And abolish their free prescriptions, social care and higher education.

So NS had condemned what happend. What is she going to do about it then brainwash, them even more. The saddest part is that all Scottish people are being tarred with the one brush but, to be clear, the majority despise the SNP and, we never have and, never will vote for them.

Nothing more hateful than a lefty, vile people

It's all ok. Dacre is getting his peerage and rumour has it that the blonde fat cunt of an ex PM has been offered £500k a year to pen a weekly column in The Mail

[I like neeps]

Aye, Scottish Water are a middle of the pack water company in terms of overall performance. Could almost certainly do with a bump in bills but the Government will never sign off on it which is understandable. Leaves a lot of aging assets though.

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

Is there no mechanism for saying to these water companies that unless they pull back on dividends for a couple of years and use that cash to upgrade their infrastructure you are losing the contract? Somewhat simplified of course.

No apparently not. There was an article in the Guardian with an ex treasury officer who was in the team who set up the privatisation and this is not the case.

The water sell off con, the council house sell off con, the big bang leading to the end of capitalism and endless govt bail out debts con. Thatcher's legacy in the mud.

[petej]

Aye, Scottish Water are a middle of the pack water company in terms of overall performance. Could almost certainly do with a bump in bills but the Government will never sign off on it which is understandable. Leaves a lot of aging assets though.

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

Is there no mechanism for saying to these water companies that unless they pull back on dividends for a couple of years and use that cash to upgrade their infrastructure you are losing the contract? Somewhat simplified of course.

Notice they've been dumping shit again. I'm also very curious about the first pfas measurements as monitoring was only required relatively recently (see link)
https://cdn.dwi.gov.uk/wp-content/uploa ... toring.pdf

[fishfoodie]

[Biffer]

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

Is there no mechanism for saying to these water companies that unless they pull back on dividends for a couple of years and use that cash to upgrade their infrastructure you are losing the contract? Somewhat simplified of course.

No apparently not. There was an article in the Guardian with an ex treasury officer who was in the team who set up the privatisation and this is not the case.

The water sell off con, the council house sell off con, the big bang leading to the end of capitalism and endless govt bail out debts con. Thatcher's legacy in the mud.

Indeed. It seems the only clause in the contracts with govt are to ensure you can't do a deal with a union about pay rises unless a minister approves.

[ia801310]

A kinder gentler politics

https://www.dailymail.co.uk/news/articl ... -Cook.html

To be fair the SNP have called it out, if anybody thinks this behaviour helps the SNP or the cause of Scottish Independence they are kidding themselves.

Said all along, there's been a nasty element in that debate since circa 2012.

Fair play to the SNP politicians for calling it out but they could hardly sit and not call it out.

I think the Cybernats went someway to losing the 2014 referendum. Likewise with the Corbynistas and 2019. Their online actions showed their innate intolerance of dissent and authoritarian and fascistic tendencies which made the average voter scared to vote for them, frightened of what they would do if granted real power.

[Tichtheid]

I think the Cybernats went someway to losing the 2014 referendum. Likewise with the Corbynistas and 2019. Their online actions showed their innate intolerance of dissent and authoritarian and fascistic tendencies which made the average voter scared to vote for them, frightened of what they would do if granted real power.

There were protesters at some of the Yes marches in Glasgow, they were bedecked in Rangers scarves and Union Jacks. They spat literal mucus and figurative bile at the marchers, calling them traitors and such like.

Would their intolerance of dissent, authoritarian and fascistic tendencies have had a big impact on the vote too?

[petej]

A kinder gentler politics

https://www.dailymail.co.uk/news/articl ... -Cook.html

To be fair the SNP have called it out, if anybody thinks this behaviour helps the SNP or the cause of Scottish Independence they are kidding themselves.

Said all along, there's been a nasty element in that debate since circa 2012.

Fair play to the SNP politicians for calling it out but they could hardly sit and not call it out.

I think the Cybernats went someway to losing the 2014 referendum. Likewise with the Corbynistas and 2019. Their online actions showed their innate intolerance of dissent and authoritarian and fascistic tendencies which made the average voter scared to vote for them, frightened of what they would do if granted real power.

I always think it would be easy enough to set up fake accounts to do this if you are the current government and totally unethical or a hostile state. A lot of people are thick as shit and confuse the online world with the real one.

[ia801310]

I think the Cybernats went someway to losing the 2014 referendum. Likewise with the Corbynistas and 2019. Their online actions showed their innate intolerance of dissent and authoritarian and fascistic tendencies which made the average voter scared to vote for them, frightened of what they would do if granted real power.

There were protesters at some of the Yes marches in Glasgow, they were bedecked in Rangers scarves and Union Jacks. They spat literal mucus and figurative bile at the marchers, calling them traitors and such like.

Would their intolerance of dissent, authoritarian and fascistic tendencies have had a big impact on the vote too?

It's a far far far bigger problem on the "progressive" side of politics.

[Tichtheid]

I think the Cybernats went someway to losing the 2014 referendum. Likewise with the Corbynistas and 2019. Their online actions showed their innate intolerance of dissent and authoritarian and fascistic tendencies which made the average voter scared to vote for them, frightened of what they would do if granted real power.

There were protesters at some of the Yes marches in Glasgow, they were bedecked in Rangers scarves and Union Jacks. They spat literal mucus and figurative bile at the marchers, calling them traitors and such like.

Would their intolerance of dissent, authoritarian and fascistic tendencies have had a big impact on the vote too?

It's a far far far bigger problem on the "progressive" side of politics.

Presumably you have proof, rather than opinion?

[Biffer]

I get pissed off at people who ask me to defend frothing loons but then in turn get offended when I ask them to defend, for example, the orange order fuckwits on the union side.

[Slick]

I get pissed off at people who ask me to defend frothing loons but then in turn get offended when I ask them to defend, for example, the orange order fuckwits on the union side.

Much as I like a good dig at the SNP, mainly because they are fucking useless, I just can't see how this particular episode can be thrown at them. The dickheads came from a group that the main SNP worked hard to expel for a number of years, then did, and they have come out almost unanimously to condemn it with no caveats. Anyone trying to score political points out this is being at best disingenuous.

[ia801310]

I get pissed off at people who ask me to defend frothing loons but then in turn get offended when I ask them to defend, for example, the orange order fuckwits on the union side.

Much as I like a good dig at the SNP, mainly because they are fucking useless, I just can't see how this particular episode can be thrown at them. The dickheads came from a group that the main SNP worked hard to expel for a number of years, then did, and they have come out almost unanimously to condemn it with no caveats. Anyone trying to score political points out this is being at best disingenuous.

But they are on the same side of the Independence debate and they all get tarred with the same brush.

If I was a mainstream SNP politician, I would despair.

[Slick]

I get pissed off at people who ask me to defend frothing loons but then in turn get offended when I ask them to defend, for example, the orange order fuckwits on the union side.

Much as I like a good dig at the SNP, mainly because they are fucking useless, I just can't see how this particular episode can be thrown at them. The dickheads came from a group that the main SNP worked hard to expel for a number of years, then did, and they have come out almost unanimously to condemn it with no caveats. Anyone trying to score political points out this is being at best disingenuous.

But they are on the same side of the Independence debate and they all get tarred with the same brush.

If I was a mainstream SNP politician, I would despair.

I would as well. When I was on social media the cybernats without a doubt hardened my view and even though I am more open to the idea now, the thought of being on the side of them turns me off. It's a big problem for the SNP and one they created to an extent themselves.

[Tichtheid]

I get pissed off at people who ask me to defend frothing loons but then in turn get offended when I ask them to defend, for example, the orange order fuckwits on the union side.

Everyone is of course entitled to an opinion, but if they stray into dangerous territory then they should at least show they have some idea of what the the fuck they are talking about,

It was a while ago, but the leader of the Orange Order in Scotland threatened terrorist violence in an independent Scotland, there have been members of that organisation convicted for actions supporting the UVF and others, I actually know someone who was convicted of gun running.

I think it's incumbent on everyone to dial it down a notch and it would be a start to not do what this character is attempting on this thread and blame "the other side" for all ills, there are angry people on both sides, it would be better to spray some water on this than throw petrol.

[tabascoboy]

Actually from 2015, but could be even more applicable right now...

[SaintK]

Actually from 2015, but could be even more applicable right now...

Very apt!

[petej]

I get pissed off at people who ask me to defend frothing loons but then in turn get offended when I ask them to defend, for example, the orange order fuckwits on the union side.

I get pissed off whenever somebody talks about politics online without realising how dodgy it is. Post Mueller report and uk Russia report there really is no excuse. I always think of this section from the Mueller report:
(ira - russian Internet research agency)

"5. U.S. Operations Involving Political Rallies
The IRA organized and promoted political rallies inside the United States while posing as U.S . grassroots activists. First, the IRA used one of its preexisting social media personas (Facebook groups and Twitter accounts, for example) to announce and promote the event. The IRA then sent a large number of direct messages to followers of its social media account asking them to attend the event. From those who responded with interest in attending , the IRA then sought a U.S. person to serve as the event's coordinator. In most cases, the IRA account operator would tell the U.S . person that they personally could not attend the event due to some preexisting conflict or because they were somewhere else in the United States. 82 The IRA then further promoted the event by contacting U.S. media about the event and directing them to speak with the coordinator. After the event, the IRA posted videos and photographs of the event to the IRA 's social media accounts.
The Office identified dozens of U.S. rallies organized by the IRA. The earliest evidence of a rally was a "confederate rally" in November 2015. 85 The IRA continued to organize rallies even after the 2016 U.S. presidential election. The attendance at rallies varied. Some rallies appear to have drawn few (if any) participants while others drew hundreds.

From June 2016 until the end of the presidential campaign, almost all of the U.S. rallies organized by the IRA focused on the U.S. election, often promoting the Trump Campaign and opposing the Clinton Campaign. Pro-Trump rallies included three in New York; a series of pro-Trump rallies in Florida in August 2016; and a series of pro-Trump rallies in October 2016 in Pennsylvania. The Florida rallies drew the attention of the Trump Campaign, which posted about the Miami rally on candidate Trump's Facebook account (as discussed below).

6. Targeting and Recruitment of U.S. Persons

Investigative Technique IRA employees frequently used Twitter, Facebook, and lnstagram to contact and recruit U.S. persons who followed the group. The IRA recruited U.S. persons from across the political spectrum. For example, the IRA targeted the family of-and a number of black social justice activists while posing as a grassroots group called "Black Matters US."89 In February 2017, the persona "Black Fist" (purporting to want to teach African-Americans to protect themselves when contacted by law enforcement) hired a self-defense instructor in New York to offer classes sponsored by Black Fist. The IRA also recruited moderators of conservative social media groups to promote IRA-generated content, 90 as well as recruited individuals to perform political acts (such as walking around New York City dressed up as Santa Claus with a Trump mask). 91"

The UK Russia report puts it simply as
"• general poisoning of the political narrative in the West by fomenting political extremism and ‘wedge issues’,28 and by the ‘astroturfing’29 of Western public opinion; and general discrediting of the West"
Also
"(iii) Lack of retrospective assessment
47. We have not been provided with any post-referendum assessment of Russian
attempts at interference, ***.53 This situation is in stark contrast to the US handling of allegations of Russian interference in the 2016 presidential election, where an intelligence community assessment54 was produced within two months of the vote, with an unclassified summary being made public. Whilst the issues at stake in the EU referendum campaign are less clear-cut, it is nonetheless the Committee’s view that the UK Intelligence Community should produce an analogous assessment of potential Russian interference in the EU referendum and that an unclassified summary of it be published.55
48. ***. Even if the conclusion of any such assessment were that there was minimal interference, this would nonetheless represent a helpful reassurance to the public that the UK’s democratic processes had remained relatively safe."
And
"(i) Failure to prepare
41. There has been credible open source commentary suggesting that Russia undertook influence campaigns in relation to the Scottish independence referendum in 2014.44 However, at the time ***. It appears that *** what some commentators have described as potentially the first post-Soviet Russian interference in a Western democratic process. We note that – almost five years on "

It has been great to see Russia's disinformation machine fail on the Ukraine war. I had 2 former colleagues in 2016 befriended numerous attractive females on facebook (who in turn wanted to be friends with me) who shared and posted brexit memes relentlessly. These attractive females had hundreds of predominantly male and old British friends. Facebook shutdown these accounts pretty much overnight after a certain article came out. I know this because after said article came out I went to take screenshots and it had all gone.

[Tattie]

Much as I like a good dig at the SNP, mainly because they are fucking useless, I just can't see how this particular episode can be thrown at them. The dickheads came from a group that the main SNP worked hard to expel for a number of years, then did, and they have come out almost unanimously to condemn it with no caveats. Anyone trying to score political points out this is being at best disingenuous.

But they are on the same side of the Independence debate and they all get tarred with the same brush.

If I was a mainstream SNP politician, I would despair.

I would as well. When I was on social media the cybernats without a doubt hardened my view and even though I am more open to the idea now, the thought of being on the side of them turns me off. It's a big problem for the SNP and one they created to an extent themselves.

You won’t find a bigger supporter of independence than me but these extremists are an embarrassment and definitely help in putting some off the idea. They think showing this level of passion and ultra pro Scottishness is a good thing and will convert doubters but the reality is the complete opposite.

I did a bit of door chapping and leafleting in 2014 and the vast majority of the other volunteers I met were level headed, sensible folks with a genuine conviction that independence is best for Scotland. However, there were a small percentage that were of the extremist persuasion. Quite easy to spot, bedecked as if on their way to Hampden with a thinly veiled suspicion of anyone that didn’t look or sound like them. I’m sure a couple of guys I met thought I was a unionist plant as I was dressed normally and am not the ranting type.

However - there are definitely as bad on the other side. Some of the utter bile and hatred I’ve heard (even from friends and family members) towards Nicola Sturgeon and the independence movement is easily as bad.

[tabascoboy]

[tabascoboy]

The online article is paywalled but the whole twitter thread should be accessible.



So, aside from the dangers of committing to repayments for maybe longer than your working life...

The signs are already beginning to emerge: no-fault evictions have risen by 41% over pre-pandemic levels, and there are signs that this may be a result of buy-to-let landlords deciding that the market has peaked.
But the most telling sign is the 50-year mortgage itself. In the 1970s, as mortgages were rationed, buyers scrabbled for new long-term deals before the market slumped. In 1989, many couples rushed to buy at inflated prices before tax relief was outlawed; within a few years the average London property had lost almost a third of its value. The fact that once more people are being encouraged to use a new and yet more desperate measure, when house price affordability had dropped to a level not seen since the late 19th century, is a very strong sign that the pattern is about to repeat.

[Torquemada 1420]

Aye, just being better than the companies in England is not a high bar. Still needs investment but we won't get it within the UK.

Is there no mechanism for saying to these water companies that unless they pull back on dividends for a couple of years and use that cash to upgrade their infrastructure you are losing the contract? Somewhat simplified of course.

Notice they've been dumping shit again. I'm also very curious about the first pfas measurements as monitoring was only required relatively recently (see link)
https://cdn.dwi.gov.uk/wp-content/uploa ... toring.pdf

The whole system is a clusterf**k farce.

1) The watercos lose 3 billion (yes, that is billion) litres in leaks EVERY DAY. That is paid for by the consumer i.e. it's simply factored into the price. And they want you to flush your loo once fewer times a day to save 4l......
2) Consequently, there is no reason to fix any of them. Fixing leaks costs money and dents the profit line, so why bother doing it? We had a massive one nearby (you know: the cartoon geyser type with a double decker bus floating atop). Anglian Water's response was "We have 3 days to respond to such leaks". They only fix these ones because
- they are visible = bad PR
- and occasionally it cuts off the supply to some customers so they are legally bound to sort it out
3) You cannot have a necessity utility like water in private hands. There is no competition. They are all local monopolies. Even with electricity, you can switch supplier (albeit the system is a cartel) or choose energy from alternative sources. You cannot hook your mains pipe up to another supplier. I guess you could bathe in Evian. It might even be cheaper at the moment.
4) The watercos WANT a drought to be officially declared. When that happens, they are allowed to ignore most of the already lax rules and do stuff like dump sewage.



What is needed is a penalty system for every litre the c**ts lose in leaks coupled with a price cap which prevents them passing the costs on to the consumer.

[SaintK]

So Truss is a political coward as well as all the other things.

Liz Truss is to be “empty chaired” by farmers after snubbing the rural hustings scheduled for tomorrow.
Her leadership rival, Rishi Sunak, is due to address members of the National Farmers’ Union tomorrow, but despite pleas from the president of the NFU, Truss has refused to attend.
The foreign secretary would probably have been asked about the accusations on Wednesday by the environment secretary, George Eustice, that she refused to enshrine animal welfare standards in trade deals.

https://www.theguardian.com/politics/20 ... -hustings

[tabascoboy]

Notice they've been dumping shit again. I'm also very curious about the first pfas measurements as monitoring was only required relatively recently (see link)
https://cdn.dwi.gov.uk/wp-content/uploa ... toring.pdf

I'm coming to the conclusion that it's the latest government brainwave idea in collusion with Southern Water to deter illegal immigrants by pumping the Channel full of shit.

[petej]

Notice they've been dumping shit again. I'm also very curious about the first pfas measurements as monitoring was only required relatively recently (see link)
https://cdn.dwi.gov.uk/wp-content/uploa ... toring.pdf

I'm coming to the conclusion that it's the latest government brainwave idea in collusion with Southern Water to deter illegal immigrants by pumping the Channel full of shit.

Don't know why you would think that

Screenshot_20220818-132341.jpg (163.82 KiB) Viewed 1595 times

Red dots mean sewage overflow in the last 48 hours.

[Raggs]

Seeing as we bought a house this year, I'm absolutely expecting the market to crash.

[Torquemada 1420]

Seeing as we bought a house this year, I'm absolutely expecting the market to crash.

Yeah. But it matters jack sh*t really. Your house is a home and not an investment. A price crash only matters if
a) You are subsequently looking to downsize; in which case you are worse off in absolute terms.
b) You plan to sell or move AND the crash is so bad, you are in -ve equity.

So, don't lose any sleep over it. Let the f**king banks worry if they are left exposed.

[Raggs]

Seeing as we bought a house this year, I'm absolutely expecting the market to crash.

Yeah. But it matters jack sh*t really. Your house is a home and not an investment. A price crash only matters if
a) You are subsequently looking to downsize; in which case you are worse off in absolute terms.
b) You plan to sell or move AND the crash is so bad, you are in -ve equity.

So, don't lose any sleep over it. Let the f**king banks worry if they are left exposed.

It's more that perhaps our mortgage repayments could have been lower, or we could have got a better property.

[Torquemada 1420]

Seeing as we bought a house this year, I'm absolutely expecting the market to crash.

Yeah. But it matters jack sh*t really. Your house is a home and not an investment. A price crash only matters if
a) You are subsequently looking to downsize; in which case you are worse off in absolute terms.
b) You plan to sell or move AND the crash is so bad, you are in -ve equity.

So, don't lose any sleep over it. Let the f**king banks worry if they are left exposed.

It's more that perhaps our mortgage repayments could have been lower, or we could have got a better property.

Thems the rubs. You can't really time the house market unless you are prepared to wait for a long time.

[Raggs]

Yeah. But it matters jack sh*t really. Your house is a home and not an investment. A price crash only matters if
a) You are subsequently looking to downsize; in which case you are worse off in absolute terms.
b) You plan to sell or move AND the crash is so bad, you are in -ve equity.

So, don't lose any sleep over it. Let the f**king banks worry if they are left exposed.

It's more that perhaps our mortgage repayments could have been lower, or we could have got a better property.

Thems the rubs. You can't really time the house market unless you are prepared to wait for a long time.

Yeah, I'm not going to worry about it much. But then I don't believe there'll be a massive crash in prices, more perhaps a slight dip and some stagnation.

[fishfoodie]

Yeah. But it matters jack sh*t really. Your house is a home and not an investment. A price crash only matters if
a) You are subsequently looking to downsize; in which case you are worse off in absolute terms.
b) You plan to sell or move AND the crash is so bad, you are in -ve equity.

So, don't lose any sleep over it. Let the f**king banks worry if they are left exposed.

It's more that perhaps our mortgage repayments could have been lower, or we could have got a better property.

Thems the rubs. You can't really time the house market unless you are prepared to wait for a long time.

Ain't that the truth !

You could also add; "& are very lucky"

I waited a long time, because I saw Ireland had an unsustainable bubble, but I still had to wait for years, & then I got lucky, when I got offered redundancy, & my payoff & savings made it possible to buy without having a mortgage. Which was just as well, because the Banks weren't going to offer me a Mortgage when I was only a wet week in my new job.