Northern Lights wrote: ↑Thu Oct 22, 2020 1:25 pm
Tichtheid wrote: ↑Thu Oct 22, 2020 12:48 pm
Northern Lights wrote: ↑Thu Oct 22, 2020 12:37 pm
So i suppose my question is more have these increases in min wage and living wage not had any impact, is it getting worse and what is the solution before we demonise the politicians again.
There isn't really a straightforward answer to that, foodbank use is on the increase, numbers claiming UC are difficult to keep track of because it's a fairly new system and combines several older benefits, I've been out of the loop for a few years now, but my experience was that ESA and DLA were becoming more difficult to claim, I was involved with dealing with Atos at tribunal and day to day correspondence.
I have to say the adjudicators at the tribunals themselves are very good.
I suppose for me it would be about separating 2 issues, there is in-work poverty and then the unemployed.
It is the in work one that i would hope has improved with the changes that have been made notably on the min/living wage increase and also the changes to the tax system which was initially a LibDem idea from memory but the tories stuck with when they were in coalition now up to £12,500 the ratey ou start paying income tax. The living wage is now far closer to the "Real living Wage" and would get there if they increase again in April, i do know they are worried about increasing it again when sectors such as hospitality are the best part of fucked at the moment with Covid so they will probably pause that increase. There would certainly be an argument for increasing the starting salary on when you pay income tax though and leave more money in the workers pockets than then having them reclaim what they need through the benefits system.
I've just been on a net income calculator (they do the allowance for tax rates etc) after stoppages a forty hour week on minimum wage brings in almost £16k.
Average rent in the UK is very difficult to calculate as it varies so much, London is almost not worth including because it's such an outlier, but there is a BBC site from almost exactly two years ago that states the average in England for a one bedroom home is £600 per month, £7 200 per year, we're left with £8 800.
Average food shopping bill for one person is £25 per week , that lowers our total to £7 600. GAs and Electricity come in at £2 400, leaving us £5 200, the lowest council tax band in my area is £1 300, water is about £400. So £3 500 left.
I've been very conservative (there's a first time for everything) in my estimates, the estimated costs on the Money Advice Service site for living alone are much higher.
Does this person walk to work or get public transport? Do they need a car to get to an out of the way place or to work at unsociable hours? We'd have to allow for that. Do they need a phone? Broadband, TV licence, clothing, dentists appointments. This doesn't allow for any extras or emergencies.
I think our three and half grand would disappear quickly.
Yes this is a gross oversimplification and yes people can save by living with others, but I can see why people in work on low wages need extra help.
edited to correct terrible sums